Effective Date: 1st April 2025

Welcome to The Loan Store (“Company,” “we,” “us,” or “our”). By accessing our website or using our services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before proceeding.

1. Services Provided

The Loan Store provides loan assistance, financial advisory, and investment services. We act as intermediaries between clients and financial institutions, helping individuals secure loans and manage investments effectively.

2. Eligibility

To use our services, you must:

  • Be at least 18 years old.

  • Provide accurate and complete information.

  • Agree to undergo necessary financial and credit checks as required by lending institutions.

3. User Responsibilities

By using our services, you agree to:

  • Provide truthful, accurate, and up-to-date information.

  • Maintain the confidentiality of your account credentials.

  • Use our services only for lawful purposes and not engage in fraudulent or illegal activities.

4. Loan Application Process

  • The Loan Store facilitates loan applications but does not guarantee loan approval.

  • Loan eligibility is determined by banks, NBFCs, and financial institutions based on their independent assessment.

  • Processing time and approval depend on third-party lenders, and The Loan Store is not responsible for any delays.

5. Investment Advisory Services

  • The investment options provided by The Loan Store are based on market trends and client risk appetite.

  • Investments are subject to market risks, and past performance does not guarantee future returns.

  • The Loan Store does not take responsibility for any financial losses arising from investments made through our platform.

6. Fees and Charges

  • Some services may be subject to processing fees, service charges, or commission, which will be disclosed upfront.

  • Users are responsible for any third-party charges imposed by banks or financial institutions.

7. Limitation of Liability

  • The Loan Store is not liable for any losses, damages, or claims arising from loan rejections, investment risks, or third-party financial dealings.

  • We do not guarantee the availability, suitability, or success of any financial product.

8. Privacy and Data Protection

Your personal data is collected and processed in accordance with our Privacy Policy. By using our services, you consent to such processing.

9. Termination of Services

We reserve the right to terminate or suspend access to our services if:

  • You provide false or misleading information.

  • You violate any terms stated in this agreement.

  • Required by regulatory authorities.

10. Changes to Terms and Conditions

We may modify these Terms and Conditions at any time. Any updates will be posted on our website, and continued use of our services implies acceptance of the revised terms.

11. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and interpreted under the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Chandigarh.

12. Contact Us

For any queries related to these Terms and Conditions, please contact us at:

The Loan Store
Mohali / Ambala Cantt
Email: info@theloanstore.in

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