Effective Date: 1st Apr 2025
The Loan Store (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website and use our services. By accessing or using our services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following types of information from you:
a) Personal Information
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Name, contact details (email, phone number, address)
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PAN card, Aadhaar card, and other identification details
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Employment details, income information, and financial history
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Bank account details for loan disbursement and repayment
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Credit history and credit score
b) Non-Personal Information
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IP address, browser type, and operating system
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Cookies and tracking technologies
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Usage data such as time spent on our website and interaction with services
2. How We Use Your Information
We use your information for the following purposes:
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To process loan applications and provide financial assistance
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To verify identity, creditworthiness, and assess financial eligibility
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To comply with legal and regulatory requirements
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To communicate with you regarding our services and offers
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To enhance user experience and improve our website functionality
3. How We Share Your Information
We do not sell or rent your personal data. However, we may share your information with:
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Banks, NBFCs, and financial institutions for loan processing
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Credit bureaus to assess credit history
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Regulatory authorities as required by law
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Service providers who assist us with operations (e.g., IT, customer support)
4. Data Security
We implement reasonable security measures to protect your personal data from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
5. Your Rights & Choices
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You can request access to, correction, or deletion of your personal information.
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You may opt out of marketing communications at any time.
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You can disable cookies through your browser settings.
6. Retention of Data
We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy unless a longer retention period is required by law.
7. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices of those websites.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated effective date.
9. Contact Us
If you have any questions about this Privacy Policy, you may contact us at:
The Loan Store
Mohali / Ambala cantt
Email: info@theloanstore.in